Attention homeowners in Ada or Canyon County: Need an appraisal?
Check out the top seven reasons ID homeowners hire Metro Appraisals:
Do you own a home in southwest Idaho? Do you need help determining the price of your real estate?
At Metro Appraisals, we understand the unique needs of a consumer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale By Owner (FSBO)Since you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at Metro Appraisals, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value assessment than yours. PMI Removal AppraisalsA popular way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are experts in helping folks just like you dismiss unwanted PMI insurance. Challenging property tax assessmentsYour local tax assessor may have your home overvalued if you live in a region that is going down or not appreciating as much as other houses nearby. This only means you are probably paying higher taxes than you should be paying. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Metro Appraisals is your strongest weapon when contesting your property tax assessment. Was your HELOC recently frozen?Your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow standpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Metro Appraisals can provide you with a professional appraisal to help you reinstate your HELOC. We Also Offer Field and Desktop Appraisal Review ServicesDo you need a seasoned professional to double-check your appraisal for accuracy, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Metro Appraisals can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your home. |